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Darcy Bergen

Financial Adviser

Blog posts October 2022

Index Rates for Annuities

Investing in index annuity rates can be an excellent method to safeguard your funds, and various options are available. These accounts give a minimum guaranteed rate of return, often between one and three percent per year. In addition, some annuities, such as bonds, provide flexibility in the portfo…

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Roth IRA vs. Traditional 401(k): Which Is Better For Twenty-Somethings?

The primary distinction between a Roth IRA and a 401(k) is that contributions to the former are tax deductible, which can assist you in meeting your retirement savings objectives. Most 401(k) plans enable you to contribute up to $20,500 yearly, roughly three times the Roth IRA contribution maximum. …

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